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Hundreds of small businesses are re-locating to Odessa, Lubbock, TX every year. These small businesses help employ thousands of workers in this beautiful state. It’s crucial for these companies to have the appropriate types of business insurance in Odessa, Lubbock, TX. Our insurance coverage can help all kinds of small businesses throughout TX
Types of Business Insurance Offered in Odessa, Lubbock, TX
Many Odessa, Lubbock, TX. businesses have a Business Owner’s Policy (BOP). It combines three essential coverages into one:
A BOP can help if your Odessa, Lubbock, TX. business has:
General Liability Insurance in Odessa, Lubbock, TX.
General liability insurance helps protect your business if someone claims it caused them bodily injury or property damage. It’s a coverage that many small businesses need because claims can come up during normal business operations. General liability insurance in Odessa, Lubbock, TX. can also help cover claims of advertising injury, like libel or slander.
Commercial Auto Insurance in Odessa, Lubbock, TX.
Commercial auto insurance helps protect you and your employees on Odessa, Lubbock, TX. roads if you’re driving for business. Commercial auto insurance in Odessa, Lubbock, TX. can help your business with cases of:
You’ll want to get commercial car insurance in Odessa, Lubbock, TX. if you:
Odessa, Lubbock, TX. Business Income Insurance
Business income insurance helps replace your lost income if you can’t open because of covered property damage, including:
This is an essential coverage because it can help your Odessa, Lubbock, TX. business continue to pay for expenses while it’s closed, such as bills and payroll.
Odessa, Lubbock, TX. Professional Liability Insurance
Professional liability insurance helps protect your Odessa, Lubbock, TX. business if someone sues you for making a mistake in the professional services you’ve provided. This coverage is also known as errors and omissions insurance. Many types of Odessa, Lubbock, TX. businesses have this coverage, including consultants, accountants and technology professionals.
Odessa, Lubbock, TX. Liability Insurance Requirements
Business insurance laws vary by state. Odessa, Lubbock, TX. requires most employers to carry Workers Compensation Insurance. Businesses in the state with one or more workers must buy an Odessa, Lubbock, TX. Workers’ Compensation policy. This insurance gives employees benefits to help them recover from a work-related injury or illness.
Get Insurance Quotes in Odessa, Lubbock, TX.
When it comes to protecting your Odessa, Lubbock, TX. small business, it’s important to work with an insurance company you can trust. We’re backed by more than 200 years of experience and have helped more than 1 million small business owners.
Additional Odessa, Lubbock, TX. Business Insurance Links
Let Martinez & Associates Insurance Services help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. When you are considering business coverage in Odessa, Lubbock, TX please call, or send us an online quote request!